Buying Process

For Buyers

Make buying a home a smooth and easy process by having a CENTURY 21 Hawaiian Style Realtor assisting you with: Preparation, Protection, Representation, and Negotiation.

Choose a Realtor
　　
Buying a home is the largest purchase most people will ever make. It can be frightening and stressful. Fortunately, a CENTURY 21 Hawaiian Style Realtor is here just for you. Choosing a Realtor before all else can really get you started on the right foot. Your Realtor’s knowledge and skills can help you through each one of these steps, reassuring you and relieving you of the stress. When choosing a Realtor, find one you trust and that is knowledgeable in the area you are looking to buy.A Realtor’s function is to represent you by knowing the market, obtaining information on the type of property you want, previewing and selecting homes that match your criteria, then preparing your offer and negotiating.

If you are not from the island of Oahu, we can an extraordinary asset. By being your eyes and ears, we can better understand the market and inform you as soon as properties are listed. We can even help you view the property by providing photographs.

How much can you afford?

Although you may be eager to jump right into viewing some homes, it is important to first establish what price range you are looking for. Focusing your search to properties that are affordable will save you a lot of time in the end.For those planning to take out a loan, it is best to meet with a loan officer to determine your price range. Your loan officer will consider your assets, income, and debts to determine how much you qualify for.* Do you have a continuing and reliable source of income prior to applying for the loan?* Do you have a credit history that shows you're ready for homeownership?* Is your total debt manageable and can you afford to take on the costs associated with homeownership?* Do you have money saved for a down payment and closing costs?

Pre-approved Mortgage

Having a pre-approved mortgage means that a lender has given you a loan subject to an appraisal of the property. When you do find the home you are looking for, being pre-approved for a mortgage tells the seller that you are serious and that you can afford their home. A pre-approval will win points with home sellers and is an absolute necessity in a hot market. You can also use this pre-approved status as leverage during the negotiation process.

At CENTURY 21 Hawaiian Style,
we work with many reputable lenders. Based on your needs, we can recommend a few lenders for you to speak with.

House Hunt　　

Ready to find the house of your dreams? Defining what you want is the first step to knowing what is out there. Create a prioritized list of features you want and why. This will help you as a search guide; but remember, depending on the market and your funding, you may have to make compromises.Your Realtor will work with you, matching your priorities to what is available on the market and providing you with a list of possible homes.

Visiting the home

Many properties that are for sale do not have public open houses. Your Realtor can arrange visiting these homes. Remember to keep an open mind when looking and imagine the house with you as the owner.

Making an Offer & Negotiating

When you find the home you’ve been looking for, your RealtorR will prepare a written offer and negotiate on your behalf. Although you may want to deliberately make a low-ball offer, doing so may sour the sale and discourage the seller from negotiating at all. Your RealtorR will negotiate the best purchase price possible, with the most favorable terms.

Entering Escrow

Once your offer has been accepted, the contract will go into escrow. Escrow is where you will temporarily place your deposit with a neutral third party. The seller will also place their home with the third party. After the home inspection is completed and all the terms of the contract are met, money and deed are then exchanged during closing. This process is a safety measure to ensure that the contract is fully executed.

Home Inspection

After your offer is accepted, various inspections will be needed. A home inspection is a visual examination by a professional home inspector of the physical structure and systems of a home, from the roof to the foundation. Although the house may look pretty and inviting, there maybe some secrets that are hiding behind the walls.

A typical home inspector's report will include an evaluation of: the heating system, central air conditioning system, interior plumbing, electrical systems, the roof, attic, and visible insulation, walls, ceilings, floors, windows, doors, the foundation, basement, and visible structure.

There are many potential problems that can be discovered. The home inspection allows you to learn about the condition of the property before you buy, minimizing unpleasant surprises and enabling you to make a confident buying decision.

Closing

When you arrive at the closing table, all necessary paper work and deposits must have been completed. Once you close, the home is officially yours!Your CENTURY 21 Hawaiian Style Realtor would have taken you through the entire process, from start to finish.

HAWAII 不動産購入方法

ハワイの不動産は投資としてもっとも魅力があります！不動産の投資の面を見ても、ドルの安定性が高いアメリカは不動産購入先としては最適の国といえます。ハワイ州は世界でも有数のリゾート地で、気候や生活環境の面でも住んでみたい街の一つにあげられています。また、土地の89%が公用地であると共に開発規制があるため、土地利用に制限があり、資産価値の上昇が見込まれます。また、アメリカの永住権がなくても、外国人の不動産購入はアメリカ人同様にできます。

目的に合った物件を見つける！ハワイの不動産は、MLSという物件売買リストに集められ、日本のように不動産会社が地域別の情報を持つのではなく、コンピューターと通じ、どの不動産会社でも同じ情報を得ることができます。希望する地域、広さ、価格、用途などの条件をコンピューターに入力すれば適当な物件を見つけることができます。その中で気に入っった物件があれば、見学予約を不動産エージェントに入れてもらい案内してもらいます。（売物件には住んでいる場合が多いので２～3日前の通知が必要です。）

オファー（申し込み）を入れる！気に入ったらすべての希望事項、条件、価格を書き入れ頭金の一部を手付け金と、購入希望契約書（DROA）を入れます。（交渉不成立なら手付け金は返却されます。）契約書というと驚かれるかも知れませんが、日本のように口頭ではなく文書で交渉を進めるための書類です。そひて双方が合意して始めて本契約となります。普通、売契約は売り手と買い手の間をそれぞれの条件を入れながら往復し成立していきます。だから、一回で同意されなくても諦めないで下さい。買い手と売り手が直接交渉することなく、お互いの不動産エージェントが窓口になり交渉を進めてます。

売買契約の成立！初めは手付け金と契約書によりエスクロー開始となります。エスクローは、売り手と買い手の中立な立場の機関で、信託銀行と司法書士の役割を果たします。エスクロー会社により、法律手続き、支払い、登記までのすべての手続きが行われ、売り手、買い手がそれぞれ確認し署名をし、契約が完了します。 ハワイ州では不動産取得税はかかりません。不動産エージェントへの手数料は売り手が負担し、買い手は住宅購入の場合は手数料を負担しません。購入後の管理、経費支払いは私共に御相談ください。また日本語のわかる税務、法律の専門家の御紹介も致します。

Waikiki Banyan ワイキキバニアン

Waikiki Banyan ワイキキバニアン

Waikiki Banyan ワイキキバニアン
住所　 201 Ohua Ave　Honolulu, HI 96815

コンド初心者にお勧め。ワイキキ東側に位置する２棟からなる大人気コンド。
ビーチにも徒歩で5分という便利なロケーション。テニスコート、プール、BBQなどのアメニティ充実。
賃貸、投資としても人気がある。

鉄筋コンクリート造　37階建
竣工年　1977年







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